Comments on: Healthcare Confusion

By: daisy

daisy — Tue, 24 Nov 2009 13:35:52 +0000

The doctors I know in this state still make a lot of money. They do have high ins premiums but either they are just overspending or they don’t want you to know they aren’t having a lot of problems (probably a bit of both). I do agree that the ins co are a lot of the problems tho.

By: Jennifer

Jennifer — Mon, 23 Nov 2009 14:29:33 +0000

AH! Ok, now I understand. Then in that case Daisy, we do agree. Although, the doctor’s I know aren’t actually raking in the money. From what I’ve been told, their own anti-lawsuit insurance premiums are so high there’s not a lot left over.

It all seems to come back to the insurance companies I think…

By: daisy

daisy — Mon, 23 Nov 2009 13:22:41 +0000

No I do think the government needs to be involved. I’ve worked in the medical field for 30 years and it has devolved every year it seems. The problem, I see, in getting this passed is that the medical lobbyists are fighting for it to not be passed. All those medical professionals that live in very nice homes, drive very nice cars (get medical care for free or almost free) don’t want to change those lifestyles. Add to that the insurance lobbyists and well…it gets messy.

But yes…I’m for a government option. I can’t really see it being any worse than it is and it’s a chance for all (or almost all) to get decent coverage.

By: Jane

Jane — Sat, 21 Nov 2009 15:50:20 +0000

We (read: the DH) make the spreadsheet and calculate it all out, too. (and then comes some clarification that changes it all)

By: Jennifer

Jennifer — Sat, 21 Nov 2009 14:50:53 +0000

I just wish I could (more easily) buy the insurance myself. If people could pick and choose the insurance for themselves, rather than have their employer do it – I think things would be different. I know Daisy doesn’t agree – but I do think the government needs to get involved. What is happening right now is not good. I’m lucky I have insurance at all – since I’m self employed. I am covered under Sam’s plan. But if he ever lost his job, or if he decided to be self-employed as well… OUCH. Right now *IF* I could get insurance for myself, it would be ridiculously expensive. (And lucky me – I pay a “self-employment tax” for this privilege too!)

By: Bridget

Bridget — Sat, 21 Nov 2009 13:12:45 +0000

Unfortunately, it isn’t the employer who decides, its the insurance company. They decide the rates and we have to react to them. I select the insurance for my company and I have to say the insurance companies are the problem.

In 2008 we were forced to move to a higher deductible plan so we could afford health insurance for our employees. (We covered 80% of the deductible in addition to to the employer contribution to the premium.) This year, the insurance company raised the premiums on that plan by 33%. I had no choice but to move to a different plan. We are hostages to the insurance companies.

By: daisy

daisy — Wed, 18 Nov 2009 13:22:23 +0000

I’ve been telling my immediate family that…we already have a “government type” of health plan if our insurance comes from our employer. They pick what we use and we have little choice.